Student debt is the main culprit in holding back millennials from pursuing homeownership,with estimates showing the class of 2016 started their professional lives with an average of $37,172 in student-loan debt. But as Taylor Johnson client Key Mortgage Services Inc., the mortgage partner of Baird & Warner, noted in the recent issue of Scotsman Guide, millennials do have options to access critical financing to buy their first home. Taylor Johnson worked with Esther Phillips, senior vice president at Key Mortgage Services, on her Scotsman Guide article that takes a closer look at how independent mortgage companies can make it easier for millennials to buy a home by leveraging flexible underwriting to identify the right mortgage product.

Read the full article here.

Esther Phillips, senior vice president at Key Mortgage Services