Recognizing that the number of unmarried couples buying homes together has been rising, Taylor Johnson met with Chicago Agent over lunch to propose a story idea on the ins and outs of buying a home with someone who isn’t your spouse. After the editor said yes, we connected the publication with TJ clients Proper Title and Key Mortgage Services to discuss all the ways a mortgage and title insurance need to be structured differently when people who aren’t married — whether they are a couple or friends — buy a home together. Click here to read the cover story about the legal ramifications of different types of title and loan structures for this type of homebuying union.

Unmarried couples or friends buying a home together may need to structure their mortgage and title insurance differently.